San Francisco Real Estate Battle: Owl Vs Hawk

Finding desirable real estate is a jungle in most cities, especially San Francisco. Mirroring humans, this also applies to the animal kingdom.

In this case, Red Tailed Hawks have been building a nest in Presidio Park, only to have a pair of Great Horned Owls decide to muscle in and claim it as their own. Apparently this is the MO with this type of owl- they don’t make their own nest and seek nests built by others.

In this scene you’ll see the owl swoop in, followed by the hawk having an issue with that. The owl doesn’t budge and the hawk flies away, leaving the owl hooting in victory.

At about the one minute 30 second mark you can hear the screech of a hawk off camera- that if it were translated to English, would probably mean “You think this is over? It aint over!”



The hawk did what most of us would do, or at least try to do if someone tried to call “squatters rights” on our home.

That was a flawless execution of the Terminator “I’ll be back!” scene- I bet the hawk had it in mind. πŸ˜„





Man Currently Married to at Least Four Women Arrested


Just in time for Valentines Day- Some guy stole Cupid’s bow and arrows and has been seriously abusing them.

This guy is believed to be married to at least FOUR women, which means there may be some yet undiscovered extra wives and girlfriends.

If he ever gets out of jail for bigamy, theft, and domestic abuse, he may want to consider writing a book or two that explains how he can sweep so many women off their feet as well as how to logistically handle being married to so many women.


Article: Link


Child Becomes Millionaire by Simply Playing with Toys

Outside of inheriting money or winning the lottery, one of the keys to achieving wealth is to come up with new ideas, or recycle old ones to appear new and hope it can trigger a trend. Ironically, these are ideas that many typically wouldn’t even consider because they don’t seem promising. The first big idea like this is “The Pet Rock”, which most of us would consider the idea of people paying good money to buy a rock as a pet to be pretty absurd, and yet it became a big seller and made the inventor a millionaire.

The above example shows you don’t have to be a super genius and create a new type of computer or telephone like Steve Wozniak or Steve Jobs. You just need to have that magic mix of creativity coupled with entrepreneurial drive.

A modern example of this is all those taking advantage of social media, and in this case, a family that posts videos of their kid opening and playing with new toys. Now think about it, most people would think showing videos of your kids to others would be boring to non family and only done to trapped audiences such as at home parties. But Ryan’s parents thought otherwise and created a YouTube Channel devoted to their son experiencing new toys to play with. That decision turned out to be a good one, as their channel ranks #1 in earnings at $22 Million for 2018.

Ryan is now in the enviable position of being financially independent years before he actually knows what that means, or even cares. 😁




40 Car “Human Driver” Winter Pileup – Why We Should Welcome Self Driving Cars Rather than Fear Them

When there is talk about self driving cars being put on the road, some speak out against that raising concerns about safety in their belief that these autonomous vehicles will be inferior to human operated vehicles.

This couldn’t be further from the truth. A robot controlled car is focused on just one thing – driving the vehicle and looking out for hazards. Humans can be distracted by an assortment of things like food, texting, chatting, reading, music, grooming, looking at things not on the road, etc.. Then, you have driving under the influence of drugs, alcohol, or in a charged emotional state. Humans distract themselves in many ways and when I drive I can always count on seeing at least one driver do something nutty like cut across several lanes to not miss an exit, or speeding up/slowing down excessive for no good reason imperiling traffic around them. Automated cars would eliminate the bulk of those risks.

Humans are also notorious for failing to slow down when driving in bad weather, resulting in increased accidents on snowing/raining/foggy days.

Here’s an example of what happens when it snowed in Wisconsin, a State that should be very familiar with snow driving:

Notice that the truck drivers, who drive much bigger vehicles, are the only group of folks driving slow enough to maintain control of their vehicles while you’ll see wave after wave of cars driving way too fast leading to them being forced to drive off the road or crash into stopped traffic.

Don’t be afraid of self-driving cars on the road- be more afraid of the error prone “human” driver!!



Trump Forced to Capitulate and Reopen Government, Ending Longest Shutdown in History

In my prior post on this shutdown,Β  I included the following:

“The most directly impacted are those Federal workers who are not getting paid, and as their situations become more increasingly dire in ALL States, including Republicans ones, and the Dems offering legislation to open the government back up without including the Presidents demanded funding, pressure will increase on Republicans to end the shutdown. “

At the 35 day mark, it wasn’t the plight of the poor federal worker losing their homes, or being forced to suffer the humiliation of going to food banks and surviving off charity and impromptu “Gofundme” campaigns that moved the needle to get Trump to back down. The tone deaf response of Trump and his administration shows they absolutely can’t relate to, or be concerned with the needs of non rich Americans who don’t have much saved and live from paycheck to paycheck:


Trump tried to come to the aide of Wilbur Ross’s “Why don’t people just take out a loan instead of going to a food bank?” hole that he dug, and proceeded to make the hole deeper:



So in Trump’s mind, we all live in small towns like “Mayberry” where people are good friends with the local grocer, doctor, banker, etc, who will cheerfully understand their current no pay predicament and allow them to put all their bills on a “tab” that they can pay off later. Or perhaps he thinks the movie “It’s a Wonderful Life” George Bailey Building and Loan community type of bank exists that will freely front money to all their customers in need.

So clearly it wasn’t empathy that tuned the tide, as they have proven beyond doubt that anything outside of the world of the wealthy is an alternate universe for them.

The answer is 1) His falling ratings among his core supporters.

His lowest approval rating ever.

2) The start of the complete collapse of the airlines.

Funny thing starts to happen when you stop paying people but still require them to come in to work- after several weeks of this, people start getting stressed out and start calling in sick in large numbers. Airports started having increasing major delays/cancellations due to more and more TSA and Air Traffic Controllers calling in sick. There were dire warnings issued that the safety of the airlines was being put at high risk due to these conditions. We were heading for a dramatic contraction/closing of airports that would have crippled businesses nationwide.

3) Republican Senators started leaving his camp and voted for reopening the government without a wall condition.

Trump had no choice but to concede on his demands that Dems fund his wall as a condition of reopening government. For all the Right Wing pundits criticizing him for giving up,Β  if he had continued in the shutdown, the airlines would have basically ground to a halt, and the pressure on Republican Senators would have pushed them to vote to open the government in numbers great enough to override Trump’s threatened veto. For Trump to lose in that fashion would be the biggest loss and embarrassment scenario and perhaps damage his Presidency beyond repair. As it is now, he and the GOP have given Dems plenty of material that can be used against them in the 2020 elections. You can be sure the Wilbur Ross, Lara, and Trump statements showing them to be out of touch with the average wage earner will be featured in commercials against Republicans.


Is it Cold Enough for You? Icy Winter Temps Blast US

Ice cold air from Canada decided to pay the US a visit this week with sub zero temps.

Here are the icy temps from Monday morning:


Here’s the wind chill effect temps- what it feels like:

That’s cold!

Here’s the wind chill in Celsius:


Hot summer temps seem like a distant memory…..β„β„β„β˜ƒπŸ₯Ά

Bitcoin Bear Market – Millennials Experience their Own “Dot Com” Meltdown/Boom-Bust

After the go-go heady days of 2017 where Bitcoin and other cryptocurrencies took off to the moon, 2018 was a cold dose of reality as the value crashed back down to Earth. While its current value is nothing to sneeze at in the $3K – $4k range, compared to its all time high in 2017 at $19,065, Bitcoin has lost over 80% of its value.

The tragedy lies in the fact that many people got swept up in Bitcoin mania in 2017 as prices went parabolic and bought in at levels much higher as prices skyrocketed. Many people new to the world of investing started putting money into Bitcoin and believed there was little if any downside risk- sentiments very similar to folks entering the dot com boom 20 years earlier, or the housing market boom 10 years earlier. With their lofty dreams came lofty egos – I tried warning some eager Bitcoin enthusiasts of the inherent danger when prices begin to go parabolic, but I was dismissed as someone who “just doesn’t get it”.

More experienced professionals got sucked in as well, as noted by an article detailing the sad case of investors buying into a fund at double the cost at the very top of the market because they were so frantic to get into the market no matter the cost.

One thing I have learned in the market is that they always run the same pattern related to greed and fear. You have fear of missing out, followed by a greed to make as much as possible, followed by a fear of losing money and closing out for a loss. The pattern of fear and greed is consistent throughout generations:


Look at the above charts similar curves.

Here’s the dot come bust chart in detail:


The reason why similar market moves keep repeating is that people to fail to learn lessons from the past, and then are replaced by new generations of investors to motivated by our ancestral fear and greed, fall into the same boom and bust investment behavior.

Bad Decision Theater: DON’T Tell Roommates You Won the Lottery BEFORE You Turn in the Ticket

Piles and stacks of money – coins and US dollars

Imagine this- you purchase a lottery ticket and find out you won. What do you do next? Tell all your friends, neighbors, and family, or keep it to yourself and perhaps only those closest to you until you are able to turn in the ticket and claim the prize?

Logic says we live in a world where people will threaten your life just from the daily amount of money in your purse or wallet, how much more for a tidy lottery payout- so it’s best you keep news of winnings on the down-low at least until your winnings are secured.

This gentleman committed bad decision #1 when he won a scratcher lottery ticket, and decided to share the good news with his roommates that he won $10,000 prior to turning the ticket in.

The next day he goes to a lottery office to turn the ticket in, but there’s a problem- the ticket he has isn’t a winning ticket. He then realized that one of his roommates must have replaced his winning ticket with a losing one while he slept. This immediately brings up bad decision #2 – why would you let the winning ticket be apart from you to allow someone to pull the “old switcheroo”? Clearly this guy is trusting/naive to a fault. πŸ™„

The guy then posts a criminal complaint with the lottery office, and the winning ticket number is flagged so that it will get extra scrutiny if/when someone turns it in.

Sure enough, it wasn’t long before one of the roommates attempted to turn in the lottery ticket, and the lottery ticket is actually much more that $10,000. This brings up bad decision #3 – failing to learn to read correctly or being able to identify number values as noted in print. The guy whose ticket was stolen thought it was for $10,000, but he was off by 3 factors of 10- the ticket was worth $10 million!!! 😲

Since the ticket had been flagged as stolen, the criminal roommate was arrested when he tried to cash in the ticket. Then they reviewed the store video recording to confirm the victim was actually the rightful owner of the ticket.

So the story has a good ending, but I’d be worried about the guy holding onto his money with a track record of so many bad decisions…


Article details: Link


Sign of the Apocalypse: Grungy, Distressed, “Beat up, “Worn out” Designer Sneakers Viral Sale Item

Sometimes when you see or hear about events that defy all logic, it makes you wonder if we are living in the “end-times”and if these beyond absurd events are just early signs of the coming apocalypse.

Question- how much would you pay for a pair of sneakers like these:


That’s right, if someone offered to sell you sneakers like this that appear to be EXTREMELY well worn, dirty and falling apart, you would probably decline and direct them to the nearest trashcan.

Well, if the above answer matched your sentiments, you might be a tad shell shocked to find out that these “fresh” kicks we being sold by Nordstrom for the cool price of $530.00.

That’s right, I didn’t write down the amount incorrectly- they were being sold for $530/pair.

Notice I said there “were” being sold by Nordstrom. You think they got called out and shamed into trying to offer such a joke on the public and quickly retreated?

Well, you’d be wrong…they are listed in the past tense because the sneakers quickly sold out. 🀯

Here’s the Nordstrom link

This kind of breaks my mind to to to make sense of this….

Why would anyone want to buy such sneakers that look like they are in terrible shape, much less pay $530 for them??? And yet, these sneakers went viral and quickly sold out.

This isn’t the 1st sign of the apocalypse….

Nordstrom previously made headlines by selling jeans with “fake mud stains”:


These were a hot item too, selling at $425. 😡🀯


Why are clothes that shout “I’m poor!” all the rage? Do the rich believe there will be an uprising/revolution and these will serve as as a disguise to fit in and hide from the mob? πŸ€”

I once had a pair of sneakers that became worn and the sole detached and I needed to use tape to keep it in place to get back home. Should I have put them up on Ebay for the highest bidder? πŸ€”πŸ§


Seriously though- what is the logic of paying top dollar for clothes that look like they were found in the “clearance” box at the Salvation Army/Goodwill???

Shutdown Showdown – Who’s at Fault? An Investor/Trader Perspective

We are now in 15 days of a partial government shutdown with no signs of any conclusion in sight. For those not directly impacted, it’s easy to just dismiss it as just governmentΒ  dysfunction where everyone involved is to blame, or perhaps take a side and support either Republicans or Democrats.

As with most things, if you look at things from an objective nonpartisan point of view- it’s pretty clear determining who are the main ones at fault and deserving blame.

In the world of investing/trading, one of the hardest lessons to learn is not to be biased in how the market will behave. The reason why so many people have problems knowing when to enter the market as well as exit is that they expect the market to follow their beliefs rather than understanding what the market is doing and following the market’s lead. If they decide the market is bullish, they will buy regardless of market behavior, and the same applies to if they think they should be bearish. This results in hurt feelings and deep account losses as the market will do what the MARKET WILLS, not what the trader/investor wants.

So to be good at investing/trading, you have to put bias aside and just go with the objective facts, and let the facts determine your conclusion. If you can do this you’ll also find it easy to apply it to all other areas of decision making in your life, which is really helpful in making the right choices.

So applying unbiased thinking to the current government shutdown-


We have 3 branches of government in the US:

1) Executive – President and his Cabinet

2) Legislative – House and Senate

3) Judicial – Supreme Court

To get a Bill passed- such as a Bill approving border wall funding, it needs to be written up and passed in both the House and Senate, and signed by the President.

President Trump, after making continual statements during his campaign that Mexico would be the one paying for the wall, now wants Americans to fund it instead, which is one of the reasons Democrats object to doing that.

The Senate needs 60 votes to approve a Bill and there weren’t enough votes to pass a Border Wall Funding Bill. Senate Leader Mitch McConnell introduced a continuing resolution to keep the government funded and that passed with over 90% of the Senate vote. At the time, Trump was okay with this. After the Senate passed that Bill, right wing media pundits went on Fox News and blasted the President for giving up on the wall and saying he was weak. As a result, when the Bill went to the House for approval, Speaker of the House Paul Ryan stated that the President was no longer willing to approve this Bill and therefore would not take a vote on it.

With the government funding deadline approaching, Trump now stated that he would not approve a government funding Bill unless it included $5+ Billion for a border wall.

This is where the system breaks and shows Trump is clearly the one to blame for the shutdown. The RIGHT procedure to get a Bill passed is to get it approved in the House and Senate by either the Presidents party majority votes or convincing enough non party members to join in. If you can’t get the numbers, then you campaign to get more members of your party elected to enable party majority voting to succeed.

What Trump is doing is bypassing normal government procedures and using a government shutdown as a hostage to force Democrats to comply with his demands. This action doesn’t make much sense because it makes the assumption that only Democrats will suffer during a government shutdown. In reality, Americans from BOTH parties suffer. The government employs Americans, not strictly Democrats or Republicans. Over 800,000 government workers from all states are either temporarily laid off (furloughed), or even worse, still required to work (because their job is considered “essential”) with no pay until the government is reopened, which includes Border Patrol agents.

One tangible result that will affect everyone is that the IRS is now only working with minimal staff and have stated that can’t process any refunds during this time. Another is a shortage of TSA employees at airports which increases travel security concerns.


Here’s a State by State map of how the shutdown affects the country:


As can clearly be seen – some of the most impacted areas are Republican majority States and both parties are suffering from the impact.

As Republicans, Democrats, and Independents are getting harmed, it makes absolutely no sense for the President to think he has the upper hand in threatening to continue to harm Americans if he doesn’t get his demands met.

Should the Democrats concede to his demands just to prevent further harm to those affected? The answer should be absolutely not, because it opens the door for future and continual misuse and abuse of this strong-arm extortion tactic.

For those cheering and supporting the President’s actions, would you feel the same way and support a Democratic President who bypassed normal legislation and made demands to pass his pet projects in the name of “national security” or “America’s well being”? Do we really want to start using extortion/hostage tactics as a new form of governing? This kind of behavior adds to and accelerates overall degradation of our government and should NOT be allowed to continue or succeed.

Here’s a question we all should be asking – during government shutdowns, why does the President, his Cabinet, House and Senate all continue to get paid as if it’s business as usual? I think we can all agree that if payments stopped for these folks just like they do for folks on the lower part of the totem pole, they would have a more pressing incentive to not have shutdowns or have them resolved much more quickly.

So how will this shutdown end with both Trump and the Dems at an impasse? Trump and the Republicans do not have any advantage here because the President has already taken full credit for the shutdown, which has been captured for posterity on video, even though he is trying to shift blame now.

The most directly impacted are those Federal workers who are not getting paid, and as their situations become more increasingly dire in ALL States, including Republicans ones, and the Dems offering legislation to open the government back up without including the Presidents demanded funding, pressure will increase on Republicans to end the shutdown. The elections of 2020 are on their minds and people in their State suffering financial hardship and facing homelessness and ruined credit ratings because of the failure of Trump and GOP to behave like rational adults will result in very ugly press coverage that will be used against them during election time.

Lastly, the wall itself has been estimated to cost as high as $70 Billion and doesn’t account for country access via tunnels, air travel, sea, or land via Canada. Trump is making a last stand over an empty campaign promise that wouldn’t do much of anything even it he got it other than to make a claim that he “got wall funding”, which is like you or I claiming to have home buying funding with just a few hundred dollars. Meanwhile those not getting paid or losing government services are paying the actual price.

Congress can pass a government funding Bill and override the President’s veto, if they have the will.